Guaranty Trust Bank


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  • CategoryBank


  • Website :
  • Email :
  • Address : 635, Akin Adesola Street, Victoria Island, Lagos
  • Contact Phone 1 : +234 700 4826 66328, +234 1 448 0000
  • Contact Phone 2 : +234 802 900 2900, +234 803 900 3900


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Guaranty Trust Bank plc was incorporated as a limited liability company licensed to provide commercial and other banking services to the Nigerian public in 1990. The Bank commenced operations in February 1991 and has since then grown to become one of the most respected and service focused banks in Nigeria.

In September 1996, Guaranty Trust Bank plc became a publicly quoted company and won the Nigerian Stock Exchange President’s Merit award that same year and subsequently in the years 2000, 2003, 2005, 2006, 2007, 2008 and 2009. In February 2002, the Bank was granted a universal banking license and later appointed a settlement bank by the Central Bank of Nigeria (CBN) in 2003.

Guaranty Trust Bank undertook its second share offering in 2004 and successfully raised over N11 billion from Nigerian Investors to expand its operations and favorably compete with other global financial institutions. This development ensured the Bank was satisfactorily poised to meet the N25 billion minimum capital base for banks introduced by the Central Bank of Nigeria in 2005, as part of the regulating body’s efforts to sanitize and strengthen Nigerian banks.

Post-consolidation, Guaranty Trust Bank plc made a strategic decision to actively pursue retail banking. A major re branding exercise followed in June 2005, which saw the Bank emerge with improved service offerings, an aggressive expansion strategy and its vibrant orange identity.

In 2007, the Bank entered the history books as the first Nigerian financial Institution to undertake a US$350 million regulation S Euro-bond issue and a US$750 million Global Depository Receipts (GDR) Offer. The listing of the GDRs on the London Stock Exchange in July that year made the Bank the first Nigerian Company and African Bank to be listed on the main market of the London Stock Exchange.

In December 2009, Guaranty Trust Bank plc successfully completed an offering of ₦13.165 Billion Fixed Rate Senior Unsecured Non-Convertible Bonds Due 2014 (Series I), being first tranche under the Bank’s ₦200 Billion Debt Issuance Programme.



45 thoughts on “Guaranty Trust Bank

  1. Though the attitude of some staffs were not really encouraging, but the quality of service was perfect

  2. The bank is usually adequately landscaped, good architectural design, proper illumination and adequately queued but has little or no seats for waiting customers

  3. They always have lovely structures and serene environment however there are always too many people in the bank even though the tellers try their best to provide prompt service

  4. GTB Bank branches are easily accessible & located, the banking hall are well illuminated & ventilated. The staff can do better in terms of service provision & ensure customers do nt waste too much time on the queue. The tellers & CCO’s should try work on their speed.

  5. They are very good with their architecture design..The bank is Always cool and well ventilated but mostimes they are slow with their services because of the crowd in the banking hall

  6. The bank has a slow service delivery to customers which allows for a large volume of queue in the banking hall.
    The atm pays clean bank notes but also has queue. Customer care service delivery is on average

  7. GTB is the leading bank in terms of technology and innovations, structural designs especially their e-branches and GT-EXPRESS which makes transaction faster and easier. But I would love them to work on building more branches, and also work on their staff to be more polite as some put on cold attitude.

  8. Their hospitality is highly impeccable and their e-channels is user-friendly. Furthermore, Their branches have good proximity at designated locations.

  9. GTBank is one of the best in Nigeria. Their e-channel is verryyy good. The branches are easily accessible. Customer Care should be more polite. Congestion and overwhelming long queues in some of their branches.

  10. In the last 10 years, GT Bank has been one of the best, alongside Access bank. But to be honest, lately, GT’s standard has dropped, especially in their services and staff, compared to what we used to have a few years back. A good bank no doubt, but they can do better.

  11. Gtbank has been one of the top leading financial institution in Nigeria, staff should be mild-mannered and long queues in banks reduced to enable prompt service.

  12. Most GTB banks have beautiful landscaping, their staffs are always ready to assist, their services are encouraging, E channel is fair.

  13. GTbank has been my favorite bank so far and they make banking look so easy with their fast servicesservices.

  14. GTBank Ajah branch
    The staff were polite and friendly, and were very helpful in directing me to the right department. Their online banking is seamless, which enabled me carry out online transactions successfully.

  15. Gtb has one of the most organised banking hall but I must say some of the staff aren’t friendly. You know at times you try to smile with them and they just appear like the entire world is on them . So I understand that the business of the day can be quite demanding so that’s not really an issue for me though. However I must say they have a relatively user friendly application .

  16. Gtbank is a great bank but sometimes they have a very bad way of handling situations, a friend of mine once mistakenly transferred 100k to wrong account, they were there opening and closing the account in question till the person debit all the money and there was nothing to be done again 😡 so stupid bank sometimes 😏

  17. I have been banking with GTB for well over 6 years and i can say they are better than other bank around. One unique thing i like about them is the responsiveness of their echannels and live chat support on website and across their social channels but there is one thing i hate about GTB – their unnecessary charges!

  18. I have always loved Gt Bank, and they proved my right, the last time I was at their branch on Broad street, Lagos Island, their service was super fast and effective.

  19. 13, obosi Plaza, Alaba International Mkt., Alaba.
    Well organized banking hall, also had the crowd under control.

  20. Muniru Baruwa Shopping Complex, Lawanson.
    Neat, friendly Security, effective service delivery.

  21. Murtala Muhammed Airport Road, Ajao Estate.
    The customer care rep. gave clear explanation of inquiry.

  22. 31A, Admiralty way, Lekki Peninsular Scheme.
    Transaction was carried out very fast and was satisfactory.

  23. Suite B, Ikota Shopping Complex, Ikota, Lekki.
    Staff are prompt in responding to customer’s queries.

  24. Murtala Muhammad Way, Dutse Jigawa State
    GT BANK Dutse branch are doing their possible best to serve customers with best of their ability.

  25. GT bank, Gombe, Gombe state.
    They have enough staff an they serve there customers in time and the staff are friendly. But they should improve in inserting enough money in there Atms machine in time.

  26. Excellent online transaction and good banking facilities…I think I love the structure of the branch at France road.kano.

  27. Guaranty Trust Bank Damaturu Branch along Potiskum Road Good Bank there staff are nice and they respect customers there e-channel is good there ATM Machine always are working with cash, good in service providing.

  28. GT Bank, along potiskum road Damaturu, they have very nice staff and very friendly security, they need additional ATM and enough parking space

  29. PLOT 45, NEW COMMERCIAL AREA GOMBE, GOMBE STAE. At this branch the security are very vigilant and the GRO are doing their Good job by welcoming the customers and asking the customers for assistant of wat to do in the bank.

  30. GTbank Plot 45 New Commercial Area Gombe, Gombe State. The bank GROs and CCO are excellent for assisting their clients to solve their problem, they’re so impressive

  31. GTbank Plot 45 New Commercial Area, Gombe, Gombe State. GT bank is unique compared to other banks in Gombe, when
    you arrive Securities would welcome you,
    their GROs are not comparable to other
    banks, they will politely tell you what to
    do. The teller and CCO staffs are okay. I am over impressed by GT Bank.
    their ATM machines are quite unique, you can withdraw money even without ATM card and most of the machines are working perfectly.

  32. Gtbank, Specialist Hospital road, Gwagwalada: This bank just keeps making life easier. I was able to withdraw cash without my ATM card and Withdrawal slip. I was told by the teller to simply text *737*49# on my phone with my registered sim and thats how my withdrawal with just my phone started.

  33. Gtbank, Specialist Hospital road, Gwagwalada: This bank just keeps making life easier. I was able to withdraw cash without my ATM card and Withdrawal slip. I was told by the teller to simply text *737*49# on my phone with my registered sim and thats how my withdrawal with just my phone started.

  34. Gtbank, Specialist Hospital road, Gwagwalada: This bank just keeps making life easier. I was able to withdraw cash without my ATM card and Withdrawal slip. I was told by the teller to simply text *737*49# on my phone with my registered sim and thats how my withdrawal with just my phone started.

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